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Why are people afraid to buy health insurance?

People often hesitate to buy health insurance due to a variety of reasons. Some worry about the high costs and question if it's worth the investment, especially if they're currently healthy. Others find the entire process confusing and overwhelming, with all the different plans, terms, and coverage options. There is also a deep-seated distrust in insurance companies, fearing denial of claims or hidden charges. Lastly, a few simply gamble on their health, hoping they won't need such a safety net.

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